Consumer Lending
Consumer Lending
Module I
Consumer Lending Definitions and Objectives
Client Borrowing Needs and Consumer Loan Types
Consumer Loan Application Considerations
Income Sources and Borrower Stability
Borrower Assets, Liabilities,
Pre-Investigation Decline Decisions
Verifying Customer Information
Module II
Documentation and Related Processes
The Total Debt Service Ratio
Analyzing and Interpreting Key Data Completing the Decision Process
Handling Non-Conforming Credit Decisions
The Credit Decision Process: Lessons Learned
Documentation and Related Processes
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